Maib is proud to announce that Global Finance has named maib the Best Bank in Moldova for 2025. This international recognition, received for the 10th consecutive year, highlights strong financial performance, client-centric strategy, and commitment to digital innovation, sustainability, and operational excellence.

In a year shaped by economic headwinds, maib remained focused on delivering value to customers, partners, and shareholders—while continuing to support Moldova’s consumers and businesses.

Full year 2024 highlights include:

• Net profit of MDL 1.4 billion (+15.7% YoY), with a return on equity of 18.0%
• Loan portfolio growth of 28.1% to MDL 30.3 billion; 37.9% market share
• 769,000 maibank users; 75% of loans and deposits issued digitally
• Maibank added significant new lifestyle features, including insurance, on its new “Life” page
• Wide release of maib business application for business customers
• Successful MDL 565 million domestic bond program
• AI pilot project launched with Mastercard; core banking modernization completed
• Green loan portfolio reached MDL 947 million; key ESG milestones achieved
• Employee engagement rose to 89%
• Refreshed purpose, vision, and values to align with future ambitions
• Returned nearly MDL 1 billion to shareholders via dividend and share buyback.
   

Giorgi Shagidze, maib CEO, said:

"This recognition from Global Finance is a testament to the dedication of our team, the trust of our customers, and the strength of our long-term strategy. In a year of change and challenge, we delivered MDL 1.4 billion in net profit, grew our digital user base to 769,000, and returned nearly MDL 1 billion to our shareholders. I want to thank everyone who contributed to making 2024 a landmark year for maib."

About Global Finance

Global Finance, founded in 1987, has a print run of 50,000 and readers in 193 countries. The Global Finance audience includes senior corporate and financial officers responsible for strategic and investment decision-making in multinational companies and financial institutions, making the magazine a leading publication in the world of finance.

About maib

Maib is the largest bank in Moldova, with a share of 35.7% of deposits and 37.9% of loans of the entire banking system at the end of 2024. Maib is a disciplined lender with NPL ratio of 1.7% and is well capitalised with CAR of 20.6% as of 31 December 2024. The Bank is of systemic importance to the country as it serves almost a third of the population and is the largest private employer in Moldova, with a workforce of over 2,400 people. Since 2018, maib's largest shareholder is a consortium, which includes the European Bank for Reconstruction and Development (EBRD), Invalda INVL, a leading asset management group in the Baltic States and Horizon Capital, a private investment fund focused on emerging markets.

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