The access to cheap loans constitutes an important factor in revitalizing the real sector of the economy, which was seriously affected by the crisis. An almost ideal remedy would be the provision by the National Bank of Moldova (NBM) of at least 2.5 billion lei to the commercial banks during the next three months, for a period of 10 to 15 years, for on-lending to economic entities. Such an opinion was expressed by the financial analyst Sergiu Gaibu during the presentation of the quarterly economic analyses and forecasts publication “Monitorul Economic”, issued by IDIS Viitorul, Info-Prim Neo reports. Gaibu also said that such a move would radically modify the structure of the assets of the banking system, making it more stable and ensuring a lending potential with a lower risk and higher interest. On the other hand, the given method would have a beneficial effect on the economy and would contribute to its recovery. He also said that the 800 million lei earmarked by the central bank for lending to the real sector of the economy led to a decrease in the interest rates on the loans in lei during June-September this year. This shows that the money allocated by the NBM had an immediate effect, Sergiu Gaibu said.