New deposits attracted last month up 2.2 times on December 2021

Fixed term deposits attracted throughout December 2022 amounted to 6.723,3 million lei, up 2.2 times on December 2021. National currency deposits represented 59.1% vs 40.9% of deposits attracted in foreign currencies. The average interest rate on fixed term deposits in lei was 13.26%, while on those in foreign currencies was 2.46%, IPN reports, quoting the National Bank of Moldova.

The national currency deposits attracted totaled 3.970,9 million lei (-9.6% on a month before and +92.5% on December 2021). Foreign currency deposits reconverted to MDL added up to 2.752,3 million lei (+12.7% on a month before and 2.9 times more on December 2021).

The new deposits attracted were dominated by individual deposits with a share of 70.3%. The most attractive offers in terms of terms were the deposits of 6 to 12 months (42.6% of all term deposits attracted). Such deposits attracted from individuals constituted 33.1% of all deposits.

The profit margin on national currency operations rose by 0.12 percentage points on a month before and decreased by 4.00 percentage points on December 2021. The profit margin on foreign currency operations declined by 0.20 percentage points on a month before and by 0.87 percentage points on December 2021.

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