In February, new term deposits totaled 4.5 billion lei, marking a 23.4% increase compared to January. Deposits in the national currency accounted for 76.2% of the total, amounting to 3.4 billion lei—an increase of 46.3% from the previous month, IPN reports.

Deposits in foreign currency totaled over one billion lei, registering a 17.8% decrease compared to the previous month.

According to the National Bank of Moldova, the average nominal interest rate for new deposits in the national currency increased by 0.43 percentage points compared to the previous month, reaching 4.10%.

Meanwhile, the average nominal interest rate for foreign currency deposits decreased by 0.06 percentage points, standing at 1.49%.

From a term perspective, the largest share was held by deposits with a maturity of 2 to 5 years (37.6%), followed by deposits with a term of 3 to 6 months (23.3%) and those with a term of 6 to 12 months (22.4%).

Deposits from individuals totaled 3.4 billion lei in the reference month, reflecting an 8.9% increase from the previous month.

Compared to February, individual deposits in the national currency rose by 10.9%, while those in foreign currency increased by 12.3%.

Corporate deposits in the national currency amounted to 930.1 million lei, while those in foreign currency reached 181.5 million lei.

Compared to February 2024, corporate deposits in the national currency increased 2.7 times, while those in foreign currency decreased by 34.4%.