{"id":478880,"date":"2024-04-22T16:43:00","date_gmt":"2024-04-22T13:43:00","guid":{"rendered":"https:\/\/ipn.md\/over-100-million-lei-transferred-via-mia-instant-payments-in-less-than-six-weeks\/"},"modified":"2026-07-09T16:37:52","modified_gmt":"2026-07-09T13:37:52","slug":"over-100-million-lei-transferred-via-mia-instant-payments-in-less-than-six-weeks","status":"publish","type":"post","link":"https:\/\/ipn.md\/en\/over-100-million-lei-transferred-via-mia-instant-payments-in-less-than-six-weeks\/","title":{"rendered":"Over 100 million lei transferred via MIA Instant Payments in less than six weeks"},"content":{"rendered":"<p style=\"margin-bottom:11px\"><span lang=\"EN-US\" style=\"text-underline:none\">MIA, an instant payment system<\/span>\u00a0developed by the National Bank of Moldova (NBM) and available through financial applications on mobile phones, already has over 100,000 users across the country. The new system, launched for the first time in the Republic of Moldova on March 12, 2024, has so far been used to transfer around 100,000,000 lei within approximately 100,000 transactions, IPN reports.<\/p>\n<p>According to a press release of the NBM, the Director of the Bank\u2019s Payment Systems Department Victor \u0218u\u0219u stated that the system will soon be available to companies, with the first stage being made available mainly to individuals. \u201cThe system developed by the NBM was prepared from the very beginning for this kind of transactions, but banks needed time to develop their services, in order to offer these options to economic agents,\u201d said Victor \u0218u\u0219u.<\/p>\n<p>MIA system allows people to transfer money within 15 seconds between all payment accounts, regardless of the payment service provider serving them, without giving third parties access to the bank details, just by entering the telephone numbers of the participants in the transactions. A big advantage is that the new transfer method is commission-free, up to a cumulative amount of MDL 10 thousand transferred in a month. For transfers after this amount, small fees not exceeding MDL 5 per transfer apply, regardless of the financial institutions involved.<\/p>\n<p>At the moment, MIA Instant Payments allows two options: Instant Transfer (P2P) and Request to Pay (RTP), but the system will further expand to QR code-based payments, Link payments in online shops, business-to-business (B2B) transfers, payments to government (P2G) and transfers between own accounts (M2M).<\/p>\n<div id=\"related_pages_keyphrase\" style=\"display:none;\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>MIA, an instant payment system\u00a0developed by the National Bank of Moldova (NBM) and available through financial applications on mobile phones, already has over 100,000 users across the country. The new&hellip;<\/p>\n","protected":false},"author":0,"featured_media":477527,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[11],"tags":[42299],"class_list":["post-478880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","tag-economy-business"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Over 100 million lei transferred via MIA Instant Payments in less than six weeks - ipn.md<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ipn.md\/over-100-million-lei-transferred-via-mia-instant-payments-in-less-than-six-weeks\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Over 100 million lei transferred via MIA Instant Payments in less than six weeks - ipn.md\" \/>\n<meta property=\"og:description\" content=\"MIA, an instant payment system\u00a0developed by the National Bank of Moldova (NBM) and available through financial applications on mobile phones, already has over 100,000 users across the country. 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