At the end of June, the profit in the banking system amounted to 2.6 billion lei, increasing by almost 58% (939.2 million lei) compared to the same period of the previous year. According to the National Bank of Moldova, the increase in profit was due to an increase in interest income by 2.8 billion lei (75.7%) and income from fees and commissions by 182.0 million lei (13.2%). transmit IPN.
At the same time, interest expenses increased by 1.7 billion lei (195.6%) and non-interest expenses (fees and commission expenses, administrative expenses, provisions, depreciation of financial and non-financial assets, etc.) by 326.0 million lei (9.3%).
Total revenues were 8.9 billion lei, increasing compared to the same period of the previous year by 2.9 billion lei (48.9%), of which interest income was 6.6 billion lei (73.6 % of total revenues), and non-interest revenues 2.4 billion lei (26.4% of total revenues).
At the same time, total expenses amounted to 6.4 billion lei, increasing compared to the same period of the previous year by 2.0 billion lei (45.6%), of which interest expenses constituted 2.5 billion lei (39.6% of total expenses), and non-interest expenses 3.8 billion lei (60.4% of total expenses).
At the end of June, the return on assets was 3.6%, increasing by 0.7 point, compared to the end of the previous year, and the return on capital was 20.7%, increasing by 3.7 points, compared to the end of the previous year.
As of June 30, 11 banks licensed by the National Bank of Moldova were active in the Republic of Moldova.